Terms of Service

1. Acceptance of Terms

By accessing and using Founder's Wizard ("Service"), you accept and agree to be bound by the terms and provision of this agreement.

2. Description of Service

Founder's Wizard is a financial management platform designed for entrepreneurs and small business owners. The Service includes expense tracking, income management, financial reporting, and related business tools.

3. User Accounts

To access certain features of the Service, you must register for an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and update your information to keep it accurate, current, and complete
• Maintain the security of your password and account
• Accept responsibility for all activities under your account

4. Subscription and Payment

Founder's Wizard offers both free and paid subscription plans. For paid subscriptions:

• Subscription fees are billed in advance on a monthly or annual basis
• All fees are non-refundable except as expressly stated
• You may cancel your subscription at any time
• Price changes will be communicated with 30 days advance notice

5. Data and Privacy

We take data security seriously. Your financial data is encrypted and stored securely. We will not sell, rent, or share your personal information with third parties except as outlined in our Privacy Policy.

6. Acceptable Use

You agree not to use the Service to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Transmit any harmful, threatening, or offensive content
• Attempt to gain unauthorized access to our systems
• Use the Service for any illegal financial activities

7. Intellectual Property

The Service and its original content, features, and functionality are owned by Founder's Wizard and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

8. Disclaimers

The information provided by Founder's Wizard is for general informational purposes only. All information on the Service is provided in good faith, however we make no representation or warranty of any kind regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information.

Tax and Financial Advice: Founder's Wizard is not a substitute for professional financial, tax, or legal advice. Always consult with qualified professionals for advice specific to your situation.

9. Limitation of Liability

In no event shall Founder's Wizard, its directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

10. Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever, including without limitation if you breach the Terms.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.

12. Governing Law

These Terms shall be interpreted and governed by the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

13. Contact Information

If you have any questions about these Terms of Service, please contact us at legal@founderswizard.com.